• Online Banking
  • ATM Locator
    Click here for WyHy ATMs

    Find an ATM Near You
    Lookup by City and State
    or Zip Code
  • Shared Branching
    Click here for WyHy Branches

    Find a Branch Near You
    Select a State
  • Ask a Question
    Ask a Question
    WyHy Knowledge Base
  • Smart Search
    Search Website Content
  • Smart Chat
  • Smart Points
  • View Rates

Payday Smart Loan

This loan product is designed to provide a short-term solution for a member. Members can get out of the cycle of using high-interest payday loans and pay day lenders.
  • Closed end signature loan
  • Loan Amount: $535.00
  • Interest Rate: Fixed rate, not based on credit and credit will not be pulled
  • Application fee: Refer to fee schedule.
  • Payment method: A monthly automatic transfer from the savings or checking account, repayment must be made within 30 days of disbursement
  • Additional requirements: Applicant must be 18 years of age, have been a member for at least 90 days, must have direct deposit, must be present in branch to complete the loan application.

Close President's Letter to Members
WyHy Federal Credit Union

Striving to be your
lifetime financial partner

2nd Quarter 2011

Dear WyHy Federal Credit Union Members,

In a challenged economy, many people are looking for ways to cut costs and free up funds. The usual saving suspects come to mind: clipping coupons, shopping consignment stores, postponing large purchases, maybe refinancing a higher-rate mortgage. So - would you be willing to make a total change in your lifestyle for your saving's sake?

We've helped hundreds of members make lifestyle changes, and we've identified ways to minimize debt and save money even in this tough economy. Our Financial Life Coaches are trained to look at each member's total financial picture and identify opportunities to simply "make over" their finances which include cutting costs and building savings. Whether it's total reconstruction or simple cosmetic changes, a WyHy Financial Life Coach will sit down with you one-on-one to review your entire financial picture-at no cost.

The bottom line is that we here at WyHy are passionate about helping our members look for ways to cut costs and free up money to systematically save for a brighter future. As a matter of fact, WyHy set out in 2011 to save our membership one million dollars, and we not only met, but, surpassed this goal in less than five months! WyHy has impacted hundreds of members by identifying opportunities to minimize debt and save money.

There is no better time than NOW to reap the rewards of low interest rates and begin your savings plan or better your savings plan; it will give you the financial freedom to obtain your goals in life.

Call us today for your free consultation at 800-442-2392 or come by and say hi. We always enjoy seeing our members' faces!


Sincerely,


William Willingham, III
President/CEO