Payday Smart Loan

This loan product is designed to provide a short-term solution for a member. Members can get out of the cycle of using high-interest payday loans and pay day lenders.

• Closed end signature loan
• Loan Amount: $535.00
• Interest Rate: Fixed rate, not based on credit and credit will not be pulled
• Application fee: Refer to fee schedule.
• Payment method: A monthly automatic transfer from the savings or checking account, repayment must be made within 30 days of disbursement
• Additional requirements: Applicant must be 18 years of age, have been a member for at least 90 days, must have direct deposit, must be present in branch to complete the loan application.