An application fee of $20 is charged for every QCash application, whether or not the loan is approved.
The application fee is non-refundable. The fee is assessed at time of application and charged to the member's Checking or Savings account regardless of whether the loan is approved, denied or declined by the applicant.
If your payment is 11 or more days late, there is a Late Payment Fee of 5% of the payment due.