Second Chance Checking
We all run into situations where we could use a little extra help and understanding. Our Second Chance Checking account does just that by offering our members an opportunity for a second chance to get back on the right financial path.
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Minimum Opening Balance: $25
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Minimum Balance: None
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Monthly Service Charge:
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Withdraws/Transfers: Unlimited
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This account does not:
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qualify for temporary checks
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pay dividends
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qualify for courtesy pay
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qualify for Mobile Deposit
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This account does allow for a VISA EMV Debit Card
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After 12 months of no occurrences of non-sufficient funds activity (NSF), you may request to be changed to a regular share draft checking account or our SmartReturns Checking account
So when you're looking for someone to listen to your situation and give you that second chance you deserve — We're with you.
Contact Us Today
Organizational Checking Accounts
Have a club or organization that needs a checking acccount? We're with you.
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Minimum Balance: $500
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Monthly Service Charge: $10 if balance falls below the $500
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Withdraws/Transfers: Unlimited
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VISA EMV Debit Cards available
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This account does not pay dividends
Contact Us to Learn More
Regular Share Draft Checking
For whatever reason, sometimes there's a need for a no-frills, keep it simple checking account. So you've got one with our Regular Share Draft Checking account.
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Minimum Opening Balance: $25
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Minimum Balance: None
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Monthly Service Charge: None
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Withdraws/Transfers: Unlimited
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VISA EMV Debit Card
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This account does not pay dividends
Contact Us to Open Yours